How much can I borrow for a home?

As a rule, 80% of a home’s value can be financed through a bank loan or a mortgage (realkreditlån) with a term of up to 30 years. The lending limit is lower when you buy a holiday home. You normally have to pay 5% of the property’s value yourself as a down payment, and you can finance the remaining 15% yourself or borrow it from your bank as a home loan or home equity credit.

Related questions

01 How much does buyer advice cost at Brikk? 02 Can Brikk negotiate the price of a home for me as a buyer? 03 Can I get a discount on insurance through Brikk? 04 Which insurance policies should I check when I move?
Can’t find your answer here? Ask Brikkipedia — directly, in Danish.

Hi, how can I help?

This is Brikkipedia, and I’m Brikki, your AI-powered property assistant. Ask me anything from skuffesalg (off-market sales) to purchase agreements — and I’ll do my best to answer clearly, in language everyone can understand.

Brikki is AI-powered and can make mistakes, so its answers should not be taken as binding advice. For a clear answer, you can always contact Brikk’s real, experienced estate agents.